For starters – your chances of getting hit by a bus today are not high. There are only around 300 pedestrian traffic collisions daily in the US which leaves you at a one in a million chance of getting struck by a vehicle today (slightly higher than winning the mega-millions jackpot, but still highly unlikely) [...]
[Read More...]Archive for the ‘Risk Management’ Category
Again, Do Not Own Equity in Your Firm
March 5th, 2009 by Brad Harbach 2 Comments »I read a disturbing article in the WSJ this morning that cited a rise in employees investing their 401(k) dollars in their own firm. As I stated a couple months ago, this is a VERY BAD IDEA because you do not want your 401(k) returns to be highly correlated with your employment and pay increases. [...]
[Read More...]Should I have Long-Term Disability Insurance?
February 18th, 2009 by Brad Harbach waiting for comments...Do you have Long-Term Disability (LTD) insurance? Do you know what LTD insurance is? To understand LTD insurance answer the question, “Who will pay my bills if I get hurt and become unable to work?” Everyone with a job should 100% have this. Let’s not get LTD insurance confused with a post I wrote a [...]
[Read More...]Auto Insurance Basics Explained
February 17th, 2009 by Will Crowthers waiting for comments...One of our audience members requested a blog regarding Auto Insurance – and their wish has been granted. Although we have had blogs specifically stating – “don’t own a car” – the reality is that many people still need or want a car. With ownership of a car comes Auto Insurance which can be a [...]
[Read More...]Should I have a life insurance policy?
January 21st, 2009 by Brad Harbach 1 Comment »Life insurance is a very important tool that can be used to protect your loved ones in the event that something unfortunate should happen to you. If you die, a Life Insurance policy will pay a large sum of money to anyone you choose. This money is meant to replace the years of salary that you will no longer earn because of your unexpected death.
Should I have Life Insurance?
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