Our second guest blog comes from an enthusiastic, well-educated and hard-working friend I met while in Bangalore, India. She currently works for McCann Erickson India in Bangalore and has found herself in some interesting client facing situations. Anyone with a client facing position will surely relate to these stories from the other side of the [...]
[Read More...]Archive for January, 2009
Life on the moon, Client Meetings and Other Pointless Things…
January 26th, 2009 by Will Crowthers waiting for comments...Do Not Own Equity in Your Firm
January 25th, 2009 by Brad Harbach waiting for comments...Do you own any of your employers stock? You definitely should not. An enormous amount of your financial security is already dependent on your companies performance. If your company struggles, you could not receive a bonus, a raise, or even lose your job. It would not be prudent to also have part of your investment [...]
[Read More...]Rent vs Buy
January 24th, 2009 by Brad Harbach 1 Comment »Yesterday we had a good discussion in the comments of a post on the old buy vs rent debate. Here is my quick analysis of it: Buy+Mortgage+Mortgage Insurance+Taxes+Home Insurance (Houses Only)+Association Dues (-utility benefits)+Buy/Sell Costs (Agent + Mort Fees)+Maintenance/Repairs-Tax Deductions—————-=Cost of Home Ownership For the “Cost of Home Ownership” defined above you get in return [...]
[Read More...]Market Takes Care of Renters
January 24th, 2009 by Brad Harbach waiting for comments...The WSJ reported this week that rents are falling nationwide: In Manhattan, rents fell on almost all kinds of apartments in 2008. Rents of studio apartments fell 7.4%, and rents of one-bedrooms and two-bedrooms in buildings without a doorman fell 5.5% and 5.6%, respectively, according to a report released Tuesday by the Real Estate Group [...]
[Read More...]Renters Slighted Once Again
January 23rd, 2009 by Brad Harbach 6 Comments »I’ve read countless articles over the last few months about the government bailing out homeowners who can’t afford to pay their mortgages because of the tough economic times. However, I haven’t read one article about the government offering assistance to any of the 1/3 of Americans who choose to rent their homes. Why should the [...]
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